Question 1

Can I buy a house in Ciudad Quesada as a foreigner?

Accepted Answer

Yes, as a foreigner you can buy a property in Ciudad Quesada without any restrictions. This quiet urbanization is particularly popular with British buyers and retirees, but Dutch, Belgians and Scandinavians have also found their home here. About 90% of the population in Ciudad Quesada is foreign. The only thing you need is a NIE number (Spanish tax number for foreigners), which you can apply for at the Oficina de Extranjería in Alicante or through the Spanish embassy.

Question 2

What are the average property prices in Ciudad Quesada?

Accepted Answer

Average property prices in Ciudad Quesada range between €100,000 and €280,000, making it one of the most affordable locations in the region. A 2-bedroom apartment costs on average €90,000-€140,000, a townhouse €130,000-€200,000, and a detached villa with private pool from €180,000. Ciudad Quesada offers excellent value: spacious homes with gardens and pools for a fraction of coastal prices. Prices have remained stable in recent years with slight increases of 3-5%.

Question 3

What costs are added to the purchase price in Ciudad Quesada?

Accepted Answer

When purchasing a property in Ciudad Quesada, you should budget for 10-13% in additional costs on top of the purchase price. This consists of: Transfer tax (ITP) of 10% for existing properties in the Valencia region, or 10% VAT + 1.5% stamp duty for new builds. Additionally, you pay notary fees (€600-€1,200), land registry fees (€400-€700), and lawyer fees (1-1.5% of the purchase price). For a property of €150,000, you should therefore expect approximately €15,000-€20,000 in additional costs.

Question 4

Can I get a mortgage as a foreigner for a property in Ciudad Quesada?

Accepted Answer

Yes, Spanish banks provide mortgages to foreigners for properties in Ciudad Quesada. As a non-resident, you can usually borrow 60-70% of the appraised value. Current mortgage rates are around 3-4% for non-residents. Banks such as CaixaBank, Sabadell and Bankinter have offices nearby. Due to the lower property prices in Ciudad Quesada, many buyers choose to pay cash. You need: NIE number, proof of income, bank statements, and a property valuation report.

Question 5

What are the best neighborhoods to buy in Ciudad Quesada?

Accepted Answer

Ciudad Quesada is a compact urbanization with different areas: Centro - the heart of Quesada with shops, restaurants and the famous fountain, lively. Doña Pepa - quiet neighborhood on the outskirts, popular with families, with newer homes. Lo Pepin - budget-friendly area with many apartments and townhouses. Pueblo Bravo - near the La Marquesa golf course, loved by golfers. Benijófar (adjacent) - authentic Spanish village with local atmosphere. Ciudad Quesada is generally very quiet and safe, ideal for those seeking peace but still wanting all amenities within reach.

Question 6

Can I rent out my property in Ciudad Quesada via Airbnb?

Accepted Answer

Yes, you can rent your property in Ciudad Quesada to tourists, but you need a tourist license (licencia turística) from the Generalitat Valenciana. Ciudad Quesada mainly attracts longer stays - often months rather than weeks - from retirees escaping the winter. Rental income is lower than on the coast: €400-€800 per week in high season. Many owners prefer long-term rentals (6-12 months) to 'snowbirds' overwintering. This provides more stable income of €500-€800 per month.

Question 7

What annual costs do I have as a property owner in Ciudad Quesada?

Accepted Answer

As a property owner in Ciudad Quesada, you pay annually: IBI (municipal property tax) of €200-€600 depending on cadastral value - lower than on the coast. Community fees (HOA) of €40-€100 per month, depending on urbanization and amenities. Non-resident tax of approximately €200-€400 per year. Building insurance of €150-€300 per year. Utilities averaging €80-€130 per month. In total, you should budget €2,500-€4,500 per year in fixed costs - significantly lower than on the coast.

Question 8

What documents should I check when buying a property in Ciudad Quesada?

Accepted Answer

When buying in Ciudad Quesada, you should check the following documents: Nota Simple (property deed from Land Registry) to verify the seller is the owner and there are no mortgages. IBI receipts to check all municipal tax has been paid. Certificate from the HOA confirming no outstanding community fees. Cédula de Habitabilidad (habitability certificate). Energy certificate. Pay extra attention with older properties in Ciudad Quesada: some have extensions or terrace enclosures that may not be permitted.

Question 9

Do I need a lawyer when buying a property in Ciudad Quesada?

Accepted Answer

It is not legally required, but it is strongly recommended to hire an independent lawyer when purchasing in Ciudad Quesada. There are English-speaking and Dutch law firms in the area specializing in real estate transactions. A lawyer costs on average 1-1.5% of the purchase price (minimum €1,200-€1,500). Ciudad Quesada has many resale properties where a lawyer is important to check all paperwork and protect you against hidden defects or debts.

Question 10

What is the difference between buying new build and resale in Ciudad Quesada?

Accepted Answer

New build in Ciudad Quesada: You pay 10% VAT + 1.5% stamp duty. There are limited new projects, mostly on the outskirts of the urbanization. New builds are more energy-efficient and have warranties up to 10 years. Resale: 10% transfer tax. Ciudad Quesada consists largely of existing properties from the 1990s-2010s. Advantage: immediately available, often larger plots, established gardens and pools. Disadvantage: may need renovation for kitchen or bathroom. The resale market in Ciudad Quesada is very active with good choice.

Question 11

Can I get a Golden Visa by buying a property in Ciudad Quesada?

Accepted Answer

The Golden Visa requires an investment of at least €500,000 in real estate. In Ciudad Quesada, prices are typically lower, so you would need to combine multiple properties to reach this amount. A luxury villa in Ciudad Quesada costs €250,000-€400,000. You could consider combining one property in Ciudad Quesada with real estate in another location. For pure Golden Visa purposes, nearby locations like Las Colinas Golf or Cabo Roig with more expensive villas are more suitable.

Question 12

What taxes do I pay as a non-resident with a property in Ciudad Quesada?

Accepted Answer

As a non-resident with a property in Ciudad Quesada, you pay: Annual non-resident tax (IRNR) - if you don't rent out the property, you pay tax on deemed rental income (1.1-2% of cadastral value × 19-24% tax rate). This amounts to €150-€400 per year for an average property in Ciudad Quesada. IBI (property tax) - annually to the municipality of Rojales. Upon sale: capital gains tax of 19-23% on the profit. EU citizens pay 19%, non-EU citizens 24%.

Question 13

How long can I stay in my property in Ciudad Quesada?

Accepted Answer

As an EU citizen (Dutch, Belgian), you can stay in Ciudad Quesada indefinitely. For stays longer than 3 months, you must register with the municipality of Rojales (empadronamiento) and apply for a residence certificate. As a non-EU citizen (e.g., British post-Brexit), you may stay a maximum of 90 days per 180 days in Spain without a visa. Ciudad Quesada is popular with 'snowbirds' who spend the winter months - EU citizens can do this indefinitely. Owning a property does not automatically grant residence rights.

Question 14

How long does the buying process take for a property in Ciudad Quesada?

Accepted Answer

The buying process in Ciudad Quesada takes on average 4-8 weeks from reservation to notarial transfer. The steps are: Reservation with deposit (€3,000-€5,000), legal due diligence by your lawyer (1-2 weeks), signing private purchase contract with 10% deposit, and finally the transfer at the notary. Because Ciudad Quesada has many resale properties, the process often runs quickly - most properties are immediately available. If you need a mortgage, expect 6-10 weeks extra.

Question 15

How large is the expat community in Ciudad Quesada?

Accepted Answer

Ciudad Quesada has a very close-knit expat community. About 90% of residents are foreign, mainly British, but also Dutch, Belgians, Scandinavians and Germans. There are numerous social clubs, an active bowling club, golf clubs, walking groups, and bridge clubs. The weekly market on Thursday is a social highlight. There are British pubs, international supermarkets and many English-speaking services. The community is very welcoming to newcomers. This makes Ciudad Quesada ideal for retirees seeking an active social life in a quiet environment.

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