Question 1

Can I buy a house in Jávea as a foreigner?

Accepted Answer

Yes, as a foreigner you can buy a property in Jávea without any restrictions. This prestigious coastal town is one of the most popular destinations for international buyers seeking quality, nature and an authentic Spanish lifestyle. The community consists of Spanish holidaymakers (from Madrid and Valencia), and expats from the Netherlands, Belgium, Germany, UK and Scandinavia. You only need a NIE number, which you can apply for at the Oficina de Extranjería in Alicante or through the Spanish embassy.

Question 2

What are the average property prices in Jávea?

Accepted Answer

Jávea is one of the more expensive locations on the Costa Blanca. A 2-bedroom apartment costs on average €200,000-€400,000. Townhouses €300,000-€550,000. Villas with private pool start from €400,000 and can go up to €3,000,000+ for luxury properties with sea views. First line at the Arenal beach and exclusive areas like Cap Martí and Balcón al Mar are most expensive. Prices have risen by 7-10% per year in recent years due to strong demand.

Question 3

What are the three centers of Jávea?

Accepted Answer

Jávea has a unique structure with three distinct areas: Historic Old Town (Pueblo) - medieval town center with Gothic church, fortress architecture, authentic markets, and restaurants. It's 2 km from the sea. Port (El Puerto) - active fishing port with fish restaurants, promenade and sheltered beach. Arenal - main beach with boulevard, shops, entertainment and beach life. This diversity means every lifestyle finds its place in Jávea: authenticity in the old town, maritime charm at the port, beach life at the Arenal.

Question 4

What costs are added to the purchase price in Jávea?

Accepted Answer

When purchasing a property in Jávea, you should budget for 10-13% in additional costs on top of the purchase price. This consists of: Transfer tax (ITP) of 10% for existing properties in the Valencia region, or 10% VAT + 1.5% stamp duty for new builds. Additionally, you pay notary fees (€800-€1,800), land registry fees (€600-€1,200), and lawyer fees (1-1.5% of the purchase price). For a property of €500,000, expect approximately €50,000-€65,000 in additional costs.

Question 5

Can I get a mortgage as a foreigner for a property in Jávea?

Accepted Answer

Yes, Spanish banks provide mortgages to foreigners for properties in Jávea. As a non-resident, you can usually borrow 60-70% of the appraised value. Mortgage rates are around 3-4% for non-residents. There are several banks in Jávea (CaixaBank, Sabadell, BBVA, Bankinter) with experience with international clients. Due to higher property values, you are an attractive client. Required: NIE number, income proof, bank statements, and property valuation report.

Question 6

What are the best neighborhoods to buy in Jávea?

Accepted Answer

The best locations in Jávea are: Pueblo (Old Town) - authentic, charming, but 2 km from beach. Port - maritime atmosphere, restaurants, harbor life. Arenal - beach life, boulevard, touristy but convenient. Montgó (hills) - views and nature, near the mountain. Cap Martí and Balcón al Mar - exclusive cliffside with panoramic views. Tosalet and La Lluca - residential, popular with families. For beach: Arenal; for charm: Old Town or Port; for views: Montgó or Cap Martí.

Question 7

Can I rent out my property in Jávea to tourists?

Accepted Answer

Yes, you can rent your property in Jávea to tourists with a tourist license (licencia turística) from the Generalitat Valenciana. Jávea attracts quality tourists: families, couples and nature lovers, often Spanish. Rental income: €1,000-€2,500 per week in high season for a villa with pool and views. The Arenal has a strong rental market. Note: Jávea municipality is strict about tourist licenses; always apply before starting rentals.

Question 8

What annual costs do I have as a property owner in Jávea?

Accepted Answer

As a property owner in Jávea, you pay annually: IBI (municipal property tax) of €500-€1,800 depending on cadastral value. Community fees of €80-€300 per month in urbanizations with pool and gardens. Non-resident tax of approximately €400-€1,000 per year. Building insurance of €250-€600 per year. For a villa with pool, expect €7,000-€15,000 per year in fixed costs including pool and garden maintenance.

Question 9

What does the Montgó nature reserve mean for Jávea?

Accepted Answer

The Montgó (753 m) is a protected nature reserve that dominates the landscape between Jávea and Dénia. For property buyers, this means: spectacular views from hillside properties, hiking and nature directly accessible, protected environment that cannot be developed. The area is known for endemic flora and fauna. The Cova Tallada (sea cave) is a popular attraction. Properties with a view of or on the Montgó are in high demand and command premium prices.

Question 10

What documents should I check when buying a property in Jávea?

Accepted Answer

When buying in Jávea, check: Nota Simple (property deed from Land Registry) for ownership and mortgages. IBI receipts for paid taxes. HOA certificate without outstanding payments. Cédula de Habitabilidad (habitability certificate). Energy certificate. For hillside villas: check if there are building restrictions due to the Montgó nature reserve. Some older urbanizations have complex community situations. A lawyer (€1,500-€2,500) is essential for higher-value properties.

Question 11

What taxes do I pay as a non-resident with a property in Jávea?

Accepted Answer

As a non-resident with a property in Jávea, you pay: Annual non-resident tax (IRNR) on deemed rental income (1.1-2% of cadastral value × 19-24% rate), typically €400-€1,000 per year. IBI (property tax) annually to the municipality. Wealth tax above €700,000 in Spanish assets (0.2-2.5%). Upon sale: capital gains tax of 19-23%. EU citizens pay 19%, non-EU citizens 24%. Rental income is taxed separately.

Question 12

How large is the expat community in Jávea?

Accepted Answer

Jávea has a significant international community. About 40% of the residents are foreign: British, Germans, Dutch, Belgians and Scandinavians. The community is more 'quality-oriented' than typical expat destinations: professionals, retirees and families seeking lifestyle rather than just cheap living. There are international schools, churches, clubs and restaurants. The old town and port retain their Spanish character. Jávea offers a balanced mix of international and Spanish life.

Question 13

How are the beaches and coves of Jávea?

Accepted Answer

Jávea has diverse coastline: Playa del Arenal - wide sandy beach with all facilities, boulevard, Blue Flag. Playa de la Granadella - named one of the most beautiful coves in Spain, crystal-clear water, restaurant. Cala Blanca, Cala Portitxol, Cala Sardinera - smaller coves, often rocky, ideal for snorkeling. The Portitxol islands are protected marine area. Jávea combines family beach (Arenal) with spectacular natural coves - unique on the Costa Blanca.

Question 14

Is Jávea a good real estate investment?

Accepted Answer

Jávea is an excellent investment for the quality segment: prestigious reputation, diverse attractions (old town, port, beach, nature), strong demand from both Spanish and international buyers. Prices have risen 7-10% per year in recent years. Rental yields are good for villas with pool and views. Jávea attracts buyers who value quality over price. Risk: higher entry prices, competitive market. For long-term value retention and lifestyle, Jávea is one of the best choices on the Costa Blanca.

Question 15

What new build projects are there in Jávea?

Accepted Answer

Jávea has limited but high-quality new build, mostly in the hills with sea views. Projects focus on the luxury segment: modern villas with private pools, home automation and infinity pools. New apartments start around €350,000, villas from €600,000. Due to building restrictions (Montgó, coastline), supply is limited and prices are high. You pay 10% VAT + 1.5% stamp duty with warranties up to 10 years. The resale market offers more choice and sometimes better value.

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