Question 1

Can I buy a house in La Nucía as a foreigner?

Accepted Answer

Yes, as a foreigner you can buy a property in La Nucía without any restrictions. This dynamically growing municipality near Benidorm has a large international community. About 60% of the residents are foreign, with many Scandinavians (especially Norwegians), Dutch, Belgians, British and Germans. You only need a NIE number (Spanish tax number for foreigners), which you can apply for at the Oficina de Extranjería in Alicante or through the Spanish embassy.

Question 2

What are the average property prices in La Nucía?

Accepted Answer

Property prices in La Nucía range between €150,000 and €450,000. A 2-bedroom apartment costs on average €150,000-€250,000. Townhouses €200,000-€350,000. Villas with private pool start from €300,000. Luxury villas with views can go up to €800,000+. La Nucía is slightly more affordable than Altea, but more expensive than inland villages like Polop. Prices have risen significantly (8-10% per year) due to good infrastructure and international popularity.

Question 3

What costs are added to the purchase price in La Nucía?

Accepted Answer

When purchasing a property in La Nucía, you should budget for 10-13% in additional costs on top of the purchase price. This consists of: Transfer tax (ITP) of 10% for existing properties in the Valencia region, or 10% VAT + 1.5% stamp duty for new builds. Additionally, you pay notary fees (€700-€1,400), land registry fees (€500-€900), and lawyer fees (1-1.5% of the purchase price). For a property of €250,000, expect approximately €25,000-€32,500 in additional costs.

Question 4

What makes the sports infrastructure of La Nucía so special?

Accepted Answer

La Nucía has exceptionally good sports facilities, one of the best in Spain for a town of its size. The Ciudad Deportiva Camilo Cano offers: an Olympic swimming pool, athletics track, velodrome, tennis and paddle courts, indoor sports halls, a football stadium (home to Hércules CF training), and much more. This attracts professional athletes and sports enthusiasts. For active buyers, this is a major plus, especially given the mild climate allows year-round outdoor sports.

Question 5

Can I get a mortgage as a foreigner for a property in La Nucía?

Accepted Answer

Yes, Spanish banks provide mortgages to foreigners for properties in La Nucía. As a non-resident, you can usually borrow 60-70% of the appraised value. Mortgage rates are around 3-4% for non-residents. There are several banks in La Nucía (CaixaBank, Sabadell, BBVA, Cajamar) with experience with international clients. Due to the large expat community, service is often available in English. Required: NIE number, income proof, bank statements, and property valuation report.

Question 6

What are the best neighborhoods to buy in La Nucía?

Accepted Answer

The best locations in La Nucía are: Old Town center (Casco Antiguo) - authentic Spanish center with market and restaurants. Urbanización El Tossal - popular expat area with many amenities. Bello Horizonte - quieter area with views. La Torreta - close to Benidorm, more affordable. La Nucía Park - newer developments. For all amenities within walking distance, choose the center; for more space and peace, the urbanizations. La Nucía offers a good mix of Spanish and international life.

Question 7

Can I rent out my property in La Nucía to tourists?

Accepted Answer

Yes, you can rent your property in La Nucía to tourists with a tourist license (licencia turística) from the Generalitat Valenciana. La Nucía attracts sports tourists, long-stay visitors and those who appreciate the good infrastructure. Rental income: €600-€1,200 per week in high season for a villa with pool. The proximity to Benidorm (5 min) provides tourist overflow. Many owners rent long-term (months) to overwinterers and snowbirds.

Question 8

What annual costs do I have as a property owner in La Nucía?

Accepted Answer

As a property owner in La Nucía, you pay annually: IBI (municipal property tax) of €300-€900 depending on cadastral value - moderate for the region. Community fees of €60-€180 per month in urbanizations with shared facilities. Non-resident tax of approximately €250-€550 per year. Building insurance of €180-€400 per year. Utilities averaging €100-€160 per month. Total: €3,500-€7,000 per year for an average property.

Question 9

What is shopping like in La Nucía?

Accepted Answer

La Nucía has excellent shopping facilities. The Sunday market is one of the largest in the region: fresh products, clothing, household items. There are several supermarkets (Mercadona, Consum, Lidl), and many shops in the center. The Carrefour is nearby. For larger shopping, Benidorm (5 min) and the Marina Baixa region offer everything. La Nucía is self-sufficient for daily life. The mix of local shops and international supermarkets is convenient for expats.

Question 10

What documents should I check when buying a property in La Nucía?

Accepted Answer

When buying in La Nucía, check: Nota Simple (property deed from Land Registry) for ownership and mortgages. IBI receipts for paid taxes. HOA certificate without outstanding payments. Cédula de Habitabilidad (habitability certificate). Energy certificate. La Nucía is generally a well-managed municipality with few building issues. Nevertheless, a lawyer (€1,000-€1,800) remains essential to check all paperwork and protect you against hidden defects.

Question 11

What taxes do I pay as a non-resident with a property in La Nucía?

Accepted Answer

As a non-resident with a property in La Nucía, you pay: Annual non-resident tax (IRNR) on deemed rental income (1.1-2% of cadastral value × 19-24% rate), typically €250-€550 per year. IBI (property tax) annually to the municipality. Upon sale: capital gains tax of 19-23%. EU citizens (Dutch, Belgians, Scandinavians) pay 19%, non-EU citizens 24%. Rental income is taxed separately.

Question 12

How large is the expat community in La Nucía?

Accepted Answer

La Nucía has one of the largest international communities in the Marina Baixa. About 60% of the residents are foreign: Scandinavians (especially Norwegians, Swedes), Dutch, Belgians, British, and Germans. There are Nordic clubs, expat bars, international restaurants and churches of various denominations. The Scandinavian community is particularly active. The advantage is that you find an established infrastructure for expats; the disadvantage is that some neighborhoods feel more 'expat' than Spanish.

Question 13

How is healthcare in La Nucía?

Accepted Answer

La Nucía has a modern medical center (Centro de Salud) with GPs and nurses. Private clinics offer specialists. For hospital care, you go to the Hospital Marina Baixa in Villajoyosa (15 min) or private hospitals in Benidorm. There are several pharmacies, dentists and physiotherapists. For expats: private health insurance (€50-€150/month) gives access to private care. Many healthcare providers speak English or have Scandinavian-speaking staff due to the large expat population.

Question 14

Is La Nucía a good real estate investment?

Accepted Answer

La Nucía is an excellent investment: good infrastructure (sports, shopping, healthcare), large established expat community, excellent accessibility (10 min from Benidorm, 50 min from Alicante Airport), and stable property market. Prices have risen 8-10% per year in recent years. Rental market is solid for both short-stay and long-term. The municipality is well-managed and invests in infrastructure. For buyers seeking lifestyle and investment, La Nucía offers one of the best value propositions on the northern Costa Blanca.

Question 15

What new build projects are there in La Nucía?

Accepted Answer

La Nucía has an active new build market with various projects. Modern apartments and villas are being developed in different urbanizations. New apartments start around €180,000, villas with pool from €350,000. You pay 10% VAT + 1.5% stamp duty with warranties up to 10 years. The municipality maintains quality standards. The resale market also offers good opportunities, often at slightly lower prices. La Nucía offers a choice of new and existing properties in all price ranges.

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